So you’ve been thinking about your retirement and it’s an exciting proposition.

So, you’ve been thinking about your retirement and it’s an exciting proposition.

Three critical questions have probably come to mind if you are approaching retirement:

  1. How much do we need to save to live comfortably in retirement?
  2. Where do I put my money so it lasts as long as we are living?
  3. If something happens to me, will my plan continue to work for my family?

If you are in retirement now you likely are wondering:

  1. Can I get enough income off of what I’ve saved to sustain my lifestyle? And for the life of my spouse if I die (if you are married)?
  2. Will my money last as long as I need it to last? Do I have it in the right retirement planning accounts?
  3. If something happens to me, will my plan continue to work for my spouse and my family?

Great news – often you can achieve both objectives: adequate life-long retirement income and preservation of wealth for your family.

Retirement planning is like climbing a mountain…

Is the objective really just to get to the top? Not entirely.

The objective is to get to the top and then to get back down safely.

Retirement planning is just like climbing a mountain. Getting to the top is your accumulation period where you’ve worked hard and saved for your future. Getting back down is the distribution phase of your retirement.

Successful retirement planning is truly all about “how you’ve packed your bag!”

There isn’t a cheap and easy bailout at the top of the mountain if you’ve prepared for your retirement journey the wrong way.

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Retirement Matters